Commercial Health Actuary
We're working with a high-growth startup in the health insurance space that is building out its actuarial and underwriting function from the ground up. This is a unique opportunity to join early, work closely with senior leadership, and play a key role in shaping pricing strategy, underwriting approach, and overall business growth.Key responsibilities:Evaluate and price commercial group health insurance risk, balancing competitiveness with profitabilityAnalyze claims experience to identify trends, cost drivers, and risk factorsPartner with sales teams in competitive situations to support deal strategyInterpret clinical and claims data to distinguish catastrophic vs. chronic conditions and identify outliersHelp build underwriting guidelines, pricing strategies, and internal processes as the company scalesEnsure regulatory compliance and maintain clear documentationCommunicate underwriting decisions to brokers and internal stakeholdersWhat they're looking for:ASA or FSA required5+ years of commercial group health underwriting experience (no Medicare, Medicaid, or ACA)Experience partnering with sales teams in competitive environmentsStrong ability to analyze complex claims and clinical data and translate insights into decisionsLarge group, fully insured experience preferredStrong communication skills and commercial mindsetAdditional details:Fully remote within the U.S.Fast-paced startup environment with strong ownership and growth opportunityCompetitive compensation and full benefits