Underwriter

Auto-Owners Insurance is a top-rated insurance carrier seeking a motivated underwriting trainee to join their team. The role involves performing and applying insurance coverage rules and guidelines to execute the underwriting decision-making process and requires completion of the Company’s underwriter training program.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
• Analyze loss experience, financial conditions and physical characteristics of risks
• Acquire a working knowledge of supporting sections of the underwriting department
• Effectively communicate with independent agents and other associates through verbal and/or written means
• Participate in and successfully complete the Company underwriter training program

Skills

• Bachelor's degree or direct equivalent experience with property/casualty underwriting
• Ability to organize data, multi-task and make decisions independently
• Above average communication skills (written and verbal)
• Ability to write reports and compose correspondence
• Ability to resolve complex issues
• Continually develop product knowledge through participation in approved educational programs
• Ability to work in the U.S. without current or future sponsorship

Benefits

• Merit-based work-from-home program based on job responsibilities
• After initial training in-person, this specific role could have the flexibility to work from home up to 3 number of days per week
• Friendly work environment
• Structured training program
• Employee mentoring
• An excellent benefits package
• Matched 401(k)
• Fully-funded pension plan (once vested)
• Medical, prescription, dental and vision insurance
• Associate, spouse and child life insurance
• Supplemental sick pay
• Long term disability
• Health care flexible spending accounts and dependent care flexible spending accounts
• Generous paid time off including holidays, vacation days, personal time, sick leave and parental leave
• Adoption assistance
• Discounts on personal insurance
• Education matching gift program
• A student loan assistance program
• Gym membership and fitness class reimbursement program
• Benefit dollars used to purchase certain benefits
• Several bonus opportunities

Company Overview